:root{--navy:#10233f;--blue:#1f5f9f;--gold:#c7a35a;--light:#f5f7fa;--text:#263443;--muted:#687586;--white:#fff}
*{box-sizing:border-box} body{margin:0;font-family:Arial,Helvetica,sans-serif;color:var(--text);line-height:1.65;background:#fff}
a{color:inherit;text-decoration:none}.container{width:min(1120px,92%);margin:auto}
header{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 12px #0002}
.nav{height:78px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;align-items:center;gap:13px;font-weight:700;letter-spacing:.5px}.brand-mark{width:42px;height:42px;border:2px solid var(--gold);border-radius:50%;display:grid;place-items:center;color:var(--gold);font-size:17px}.brand small{display:block;font-weight:400;opacity:.72;font-size:11px;letter-spacing:1.5px}
nav{display:flex;gap:30px}nav a{font-size:14px;color:#fff;opacity:.9}nav a:hover,nav a.active{color:var(--gold)}
.hero{background:linear-gradient(120deg,#10233f 0%,#183c66 100%);color:#fff;padding:105px 0}.hero h1{font-size:48px;line-height:1.12;margin:0 0 18px;max-width:760px}.hero p{font-size:19px;max-width:690px;color:#dce6f2}
.btn{display:inline-block;margin-top:18px;padding:12px 24px;border:1px solid var(--gold);color:#fff;border-radius:3px}.btn:hover{background:var(--gold);color:var(--navy)}
.page-head{background:var(--light);padding:58px 0}.page-head h1{margin:0;color:var(--navy);font-size:40px}.page-head p{margin:8px 0 0;color:var(--muted)}
section{padding:68px 0}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}.card{padding:30px;background:#fff;border:1px solid #e5e9ef;border-radius:6px;box-shadow:0 8px 24px #10233f0b}.card h3{color:var(--navy);margin-top:0}.eyebrow{color:var(--blue);font-size:12px;text-transform:uppercase;letter-spacing:2px;font-weight:700}.two{display:grid;grid-template-columns:1.1fr .9fr;gap:55px;align-items:center}.panel{background:var(--navy);color:#fff;padding:36px;border-radius:6px}.panel h2{margin-top:0;color:#fff}.panel p{color:#dbe5f0}.contact-box{background:var(--light);padding:32px;border-left:4px solid var(--gold);margin-top:25px}.matrix{width:100%;border-collapse:collapse;margin-top:25px}.matrix th,.matrix td{padding:17px;border:1px solid #dfe4ea;text-align:left;vertical-align:top}.matrix th{background:var(--navy);color:#fff}.matrix a{color:var(--blue);font-weight:600}
footer{background:#0c1b30;color:#d8e0ea;padding:40px 0 22px}.footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px}.footer-title{color:#fff;font-weight:700;margin-bottom:10px}.copyright{border-top:1px solid #ffffff22;margin-top:30px;padding-top:18px;font-size:12px;color:#aeb9c7}
@media(max-width:760px){.nav{height:auto;padding:16px 0;align-items:flex-start;gap:15px}nav{gap:12px;flex-wrap:wrap;justify-content:flex-end}.hero{padding:70px 0}.hero h1{font-size:37px}.grid,.two,.footer-grid{grid-template-columns:1fr}.page-head h1{font-size:34px}section{padding:48px 0}}